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      Thursday, November 18, 2010


otherstuff
07:14 AM - 11/18/2010

The topic: We still haven’t settled with the insurance

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for the injury part of my accident. 

Today, I’m going to file a complaint with the California Department of Insurance.  Not because I want a lot of money, I’m happy to not need money because my injuries really weren’t that all that bad (although my lower back is hurting right now, it does that every once in a while), but I don’t think they did a very good job of investigating.

They look at a chart and say “soft tissue injury” equals this much time to get over it, this much money to fix.  Client is X amount at fault, reduce the award by that much and Voila! We have an amount.

They’ve NEVER contacted my doctor.  They’ve NEVER looked at x-rays. My first x-rays showed that my lower spine has a kink in it.  It bends.  The doctor said this was probably because of the seatbelt keeping most of me in place, but a part of me twisted. Therapy has straightened it out somewhat, but not all the way, at least not the last time he took the images. I was fifty-six at the time of the accident, a fifty-six year old, overweight woman does not recuperate in the same amount of time as a twenty-six year old.  And I still maintain that under the law, avoiding an accident was the right thing to do.

So, I’m filing a complaint.  The insurance company keeps sending me letters. They’ve quit calling. I won’t talk to them and Brian just never gets around to it. *lol*

I can do the complaint online, it’s pretty straightforward. I’ll keep you posted.



Diane, might I suggest an Attorney that works for you and gets paid ONLY if you win??/

I was in an accident last year…NOTHING compared to you, someone hit me in the parking lot…but my chiro suggested I get an Attorney due to previous med/chiro issues…he did a GREAT job…we got our bills paid and 7300.00 cash…that was OUR part!

Once you get an Attorney, they don’t mess with you…and he didn’t get paid unless “I” got paid!

Posted by BSC @ Thursday, November 18, 2010 - 8:14:10 PM

lisaviolet's avatar

We’ve seen a lawyer and he wasn’t optimistic at all.  He said our case was worth X amount of money, he’d take a third and we’d end up with the same thing we’d have gotten without him.

I just want it over with right now.  We did get twenty thousand to replace the car.  See, the problem with my case is it was a non-contact accident. If I’d been hit it (as the insurance company told me; the exact words were “you’d have been better off if…”) would be a different thing altogether.

Posted by lisaviolet @ Friday, November 19, 2010 - 6:29:54 AM

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lisaviolet is seventy something, married with no kids, takes care of lots of cats, likes taking photographs, loves Southern California weather and spends altogether too much time avoiding her responsibilities.

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