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      Monday, April 28, 2008


otherstuff
10:09 AM - 04/28/2008

The topic: Rat bastards

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Who’s a rat bastard?  Free credit report dot com, that’s who.

This morning, I’m checking the online credit statements for new charges. There’s one from that credit report company for $11.95.  I know I didn’t sign up for it.  I call them. Seems Brian signed up for it.  Ohhhh-kay.  “You can’t cancel it, the person who signed up for it has to cancel.”  Ohhhh-kay.

Brian’s not home.  I call him.  “Did you sign up for this?”  Yes. (I think to myself ‘why?’)  I say “did you know we already get a monthly credit report?”  Nope, he didn’t know.  I told him there was a charge on the credit card statement.  Here’s the kicker. 

“I never gave them a credit card number!”

I believe him. Because I know him. He would not have signed up for a service like this.  He was just curious at the moment and the minute they’d have asked him for a number, he’d have said “gee, I didn’t realize there’d be a charge for a free report, never mind, I don’t want it”.  So, how did they get the number?  I dunno.  But I’m not happy about it in the least.

So, when he came home he did call, he did cancel, he did get a cancellation confirmation number. And I’ll check the CC statement and if we’re not credited that money, I’ll put in a dispute.

He thinks since they have his social security number (shudder), they were able to pull up all sorts of information about him and one of the things was a list of credit cards and they must have just arbitrarily picked one to start billing.

Rat bastards.  They should be put out of business, is what I think.  Note to self: find a website where I can file an official complaint against them.



Isn’t that fraud if you don’t give them the number. It sure is false advertizing that it’s free. There seems to always be a new company out there trying to rip people off.

Posted by Norah @ Monday, April 28, 2008 - 12:53:51 PM


They have snappy, cute commercials which probably gets them even more customers.
Hope you’ve seen the end of them!

Posted by Bobbie @ Saturday, May 03, 2008 - 1:27:47 PM

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lisaviolet is seventy something, married with no kids, takes care of lots of cats, likes taking photographs, loves Southern California weather and spends altogether too much time avoiding her responsibilities.

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