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      Tuesday, June 01, 2010

12:16 PM - 06/01/2010

The topic: When it rains it pours


Remember I rolled my car and killed it?  (By the way, the other guy’s adjuster says I’m fifty percent at fault because I overreacted.  If I’d taken the hit I’m told it would have been equivalent to about eight miles an hour and not have caused the damage it did. Like everybody knows that.  And I’m lucky they’re giving us anything, they only are because we have the same insurance as the at fault driver.  Well, when we finally get it settled, I may be done with THEM, but I won’t be done with THIS, because it’s just wrong.  If the other driver had not been making an unsafe lane change, I’d have not rolled my car.  And that’s the bottom line. I’ll start filing complaints when the insurance settles with this.  It probably won’t help me, but it might help someone else.)

And then the tranny went out on the Mustang when we went to the lawyer’s office? (And AAA would only tow us seven miles for free?)

Well, this past weekend Brian washed the trucks and came in shaking his head.  He said the rotors on the brakes on the Ranger were bad.  I told him “well, it was slow to stop” and he said he didn’t realize it (don’t know how one could not have realized it, the brakes have been so sluggish, but then I wasn’t driving it all the time like he was).  Then I said “so, it’s not safe to drive?”  And he said it was safe to drive.

There was a moment of silence as I thought this over.

Then I said “but it’s not safe to stop.”

He laughed.  But we haven’t driven it since he found the problem. We took his truck shopping.

If you’d taken a hit, there would have been TWO damaged cars and there’s no saying you both wouldn’t have lost control at that point and the wreck even worse.  That insurance adjuster is typical keeping it as low as possible to protect their precious profit margins.  Seriously, who would NOT avoid a wreck by moving like you did.  I’d like that jerk to try it.

Posted by Lisa @ Wednesday, June 02, 2010 - 8:25:43 AM

lisaviolet's avatar

Oh, Lisa, you KNOW I totally agree with what you’ve said.  I’m fortunate, the other driver is fortunate and the Automobile Club is very fortunate. 

The fact that I’m not dead or the walking dead is good for all involved. But it’s the principle here and when the insurance company is done with this, I WILL file a complaint with the AG’s office.  Not to get more $$$, but to get the way these things are adjusted changed. I am NOT fifty percent at fault. I am ZERO percent at fault and no amount of insurance spin will ever change my mind on that. They’re covering their own financial ass here.  And it’s just wrong.

I’d like to see that adjuster’s crystal ball. And the letter I received from them?  A mite bit on the snarky side.  I’m the injured party here, I have a right to be upset. Their collective attitudes have done nothing to make me feel any better about them trying to put it up my butt, you know?

Posted by lisaviolet @ Wednesday, June 02, 2010 - 8:52:27 AM

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lisaviolet is seventy something, married with no kids, takes care of lots of cats, likes taking photographs, loves Southern California weather and spends altogether too much time avoiding her responsibilities.

In her spare time, she makes pretty things to sell in her store.

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