I have the stuff to make them. The Bazzill paper I got from HSN.com is printable on both sides, with no bleed through. Back in the grasshopper days I got this thing that punches holes in paper and plastic binders that fit the holes. The widest one I have is eleven inches, that would work nicely on twelve inch paper. A half inch on each side doesn't seem like it would be a huge problem.
I'd use WinCalendar for the months.
The problem? I've got to choose the pictures. And the pictures have to be square.
Well, that's two problems. I'm paralyzed now.